Commercial Loan Clerk
Duties & Responsibilities:
Receives consumer, residential and commercial loan files from the Loan Officer’s and reviews files for all necessary forms and information according to the regulations
Communicates with Loan Officer to resolve any consumer/commercial and mortgage application problems.
Communicates with legal counsel, title companies, realtors and customers on behalf of the Loan Officer.
Gathers information needed for the loan transaction including payoffs, verifications, appraisals, legal work etc.
Provides administrative assistance to the Loan Officer and staff, including updating loan data for entry into the lending software and assembling documentation.
Ensures loan files contain documents with proper signatures, dates and other relevant data.
Assembles and verifies accuracy of loan documentation prior to submitting loan package to loan committee
Prepares approved loan packages for closing and checks documents for proper vesting, legal descriptions, closing dates, and signatures.
Maintains new and paid residential and commercial loan files.
Performs a variety of clerical duties requiring knowledge of departmental procedures.
Uses office computers for data input for ordering credit reports, flood certifications, 4506-T IRS forms, photocopying, faxing/scanning documents and organizing and maintain supplies.
Answers telephone and written inquiries concerning loan processing and information.
Cross markets companion products for consumer, residential and commercial loan products and services as appropriate.
Assists other departments on a temporary basis as needed
Notary required
Handles commercial and consumer non-real estate loans, including HELOC’s
Prepares denials
Cashes indirect auto/motorcycle deals
Balances general ledger accounts
Other duties as assigned
Characteristics & Requirements:
Must by 18 years old
Good understanding of Bank’s products and services
Good computer skills
Strong attention to detail
Excellent customer service skills
Good Communication skills
Analytical and math skills
Strong ability to multi-task in a fast paced environment and prioritize time
Work well with a team
Prompt, organized and efficient
Works well under stress
Ability to effectively work with colleagues on multiple projects simultaneously, managing time and resources to ensure work is completed efficiently with established timeframes
Ability to work beyond normal business hours
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